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Highways Agency Traffic Officers are not only to be found on most motorways they also patrol some 'A' class trunk roads.

It is an offence not to comply with their directions. If they are going to stop you they will attract your attention by flashing amber lights, generally coming up from behind you. They will direct you to pull over to the side of the road or hard shoulder by pointing and using their left indicators. You are obliged to follow their directions as soon as it is safe to do so. Once you have pulled over switch the engine off.

The Highways Agency Traffic Officers only operate in England. They must be wearing uniform if they want to stop your vehicle on safety grounds. Although they do not have powers of arrest their role involves working and keeping in close contact with the police.

Highways Agency Officers attend accidents and incidents on motorways and some major trunk roads. Assisting the police with minor accidents and breakdown, they may not have any powers of arrest but they will undoubtedly help people sort out exchanging insurance details and check that both parties have a valid driving license.

Having car, lorry, motorbike or van insurance is a legal requirement for each and every vehicle driving on the roads throughout the UK. If you don't have an appropriate license or valid insurance they will inform the police as driving without either or both is an offence.

The consequences of not having insurance are penalty points and the possibility of a hefty fine of up to five thousand pounds or a discretionary driving ban. If you already have penalty points on your license and when additional points are added for not having van insurance exceed twelve, it is an automatic driving ban.

Cheap van insurance is widely available from many different insurance companies. Third Party Only is the minimum cover required by law. It is the cheapest form of van insurance available. This level of cover ensures that compensation can be claimed by people who are injured, including passengers in your van, and damage to the third party's vehicle if the accident was caused by you. Third Party Only does not cover any costs incurred by you as a result of the accident.

Insurance companies offer additional levels of insurance cover which exceed the minimum requirements but provide extra cover.

Third Party Fire and Theft provides you with the same cover as Third Party Only with the added benefit of your van being insured if it is damaged by fire or stolen. There are many cheap van insurance cover for this level of insurance cover. This type of cover is particularly useful for those who live in cities which are known to have high van crimes.

Comprehensive van insurance provides the same cover as Third Party Fire and Theft with the great advantage of also providing cover should your van be damaged in an accident.

All insurance companies have additional cover included in their cheap van insurance Comprehensive policies. All this varies between insurances companies; however most include legal expenses insurance to cover any uninsured losses, e.g. your excess.

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Staveley Head are a leading UK insurance broker for van insurance

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